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市場資訊
2019年02月25日
經濟差一啲,樓價波動厲害啲,投資買樓精靈啲
2019年02月24日
『信貸與投資關係』GenieD 在理大
2019年01月26日
精靈啲在香港經濟日報《置業家居》1212期的訪問
2019年01月24日
經濟差一啲,樓價波動勵害啲...投資買樓要精靈啲!
2019年01月20日
香港的十年挑戰
2019年01月15日
2019經濟及樓市展望
2018年12月03日
拉近珠三角,遠眺全世界
2018年11月27日
樓市縱橫 - 轉按篇(三)
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2127 4986 / 6680 1865
星期一至五 [ 9:30 a.m.-6:00 p.m. ]
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最強按揭轉介

利率低至H+1.23% cap P-3%

銀行現金回贈2.2%

額外回贈0.2% - 0.35%

GenieD.com.hk的條款及細則

GenieD.com.hk (「本網站」) 是由Genie D Company Limited所持有且運營的。本條款及細則中凡是提及「GenieD」、「精靈啲」、「我們」、「我們的」 等,泛指Genie D Company Limited。本條款及細則中凡是提及「閣下」、「閣下的」, 泛指任何使用本網站之人士。

總則

本網站的訪問及使用是受本條款及細則及我們的隱私政策所限制。閣下使用此網站,即視為閣下同意遵守本條款及細則及我們的隱私政策及對其不時之修改。倘若閣下不接納本條款及細則及我們的隱私政策,請立即停止使用本網站。如閣下違反納本條款及細則,閣下訪問及使用本網站的權利將會被即時終止。
我們保留一切權利,可於任何時間及不時更改、增加、減少及/或修改本條款及細則,而無需作出通知。修改後的條款及細則由發佈日開始生效。由於本條款及細則可能不定時被修改,請閣下在每次進入本網站查看本條款及細則。閣下持續使用本網站,即視為閣下同意接受任何修改及看本條款及細則的最新版本。

我們的服務

我們提供一個獨立的網絡平台。在這個平台上面,閣下可以對比由第三方提供的銀行、金融機構產品。我們不會為此收取閣下任何費用。根據我們與第三方機構簽訂的協議,我們會向其收取一定的費用作為對其業務提振的回報。
另外,閣下可使用我們或第三方提供商的線下的客戶服務(如熱線求助),以諮詢銀行產品、金融機構產品、服務的相關信息。我們不會為此收取閣下任何費用。
本網站上的信息不應被視為我們或第三方機構向閣下作出買賣產品或服務的要約或游說。倘若閣下於本網站留下個人資料,此舉將被視為閣下向相關第三方機構作出買賣產品或服務的要約。
我們致力於為閣下呈現一個不會中斷的網絡平台。然而,我們無法保證本網站時刻可供使用。我們有權不時限制、暫停甚至終斷閣下連入本網站。
本司保留一切權利,可於任何時間及不時特別策劃、更改、減少及/或修改本網站所呈現的數據、內容、材料及信息,而無需作出通知。

網站的使用

閣下的進入和使用本網站僅用於個人或非商業用途,這意味著本網站只可進入和由個人或法人的個人或實體自己的名義直接用於了解某產品或服務。除了這段提及的,嚴禁任何其他類型的訪問和使用本網站 。
閣下不得在本網站上:

  • 進行任何違法的、欺詐性的或商業的活動;
  • 傷害、謾駡、騷擾、詆譭、誹謗、威脅、恐嚇或侵犯其他人或從事,或任何在我們看來是侵犯他人隱私的、猥褻的、冒犯的、可惡的、非禮的、不恰當的、引起反感的、不可接受的、歧視性的或誹謗的活動;
  • 創造、校對、確認、更新、變更或修正閣下或他人的數據、記錄或目錄;
  • 修改或者複製本網站的任何部份作商業用途;
  • 干涉、干擾或在我們看來不合理地佔用和強加不合理或大於相稱的壓力於我們的通訊及技術系統;和/或
  • 使用任自動計算機代碼、程序、程式、機器人、網絡爬蟲、機器人蜘蛛、數據處理、網絡抓取或者其他數據挖掘的代碼、程序、方案或系統。

知識產權

所有資料的權利,包括但不限智慧財產權,擁有權或商譽,顯示的及出現的內容,材料或資訊,皆屬於我們、相關持有人的。閣下可以作閣下個人用途列印,複製,傳輸或存儲本網站顯示的內容,材料或資料的提取物,但是必須遵守以下條款:

  • 除非事先獲得我們的授權,所有內容不得用於任何商業活動,也不能出售給第三方;
  • 閣下不會修改這些數據、內容、材料或信息。這些資料僅在我們書面同意的前提下才可以摘抄、複製、發行、出版、使用、重新格式化或發表於其他的網站;
  • 閣下應不時地認可本網站的數據、內容、材料及信息來自於我們及相關持有人。
  • 所有在或者關於本網站(包括但不限於顯示的及出現的數據、內容、材料及任何資料)的知識產權例如專利、標誌、網站域名、道德權利、數據、供應碼、軟件、參數、規格、技術訣竅、流程及商業戰略(不論是註冊、沒有註冊亦或是擁有註冊的權利)都是屬於我們或者相關許可人保留的財產。換句話說,本網站和/或條款沒有暗示任何轉讓或分配任何上述所有權,權利和/或商譽;及
  • 網站出現的圖片受到嚴格的版權保護,若無版權持有人的書面同意,閣下不會複製或使用任何圖片。
  • 本網站展示的圖像、標識、商標或服務標記,都是由適用著作權法及/或其他知識產權法(S)保護。

除了本條款及細則有提及的之外,若未經我們事先書面許可,閣下不能使用、抄制、修改、出版、發送、收買、摘錄、反向設計、複製、格式化或分發所有在本網站上顯示及出現的數據、內容、材料及資料。
閣下應保留在本網站上提交的反饋、內容或者材料(「用戶內容」)。閣下准許我們以各種形式使用該用戶內容作任何用途。

免責聲明

對於本網站上信息、材料、數據、知識、內容和資料,包括但不限於第三方信息的謬誤和遺漏,我們不承擔因而帶來的任何後果。閣下須意識到這些內容可能是不准確、不完整或者是過期的。我們不承擔因第三方機構提供的知識、材料、數據而帶來的任何結果。我們從不擔保本網站或者第三方網站不受計算機、網絡病毒或其他可構成有害影響的科技的侵擾。
針對任何因不受我們控制的原因無法連入或使用本網站所造成的損失或傷害,我們不承擔任何責任。我們不為閣下在訪問及使用本網站時受到的間接傷害或損失負責,亦不應該因此而受到指責。這樣的損失包括但不限於:閣下預期能節省的數目、閣下有機會獲取的商機、閣下有可能實現的收入、利潤或其他任何我們無法預期的事項。
本網站可包含連結至由第三方運行的其它網站之超級連結。在第三方網站上,也許有關於本網站所展示的產品或服務的點評。某些情況下,這些用戶評價會直接展現在本網站上。第三方網站上的這些評價不代表我們的觀點。我們不對此類評價的正確性及其他內容負責。
閣下可透過本網站申請許多不同的產品及服務。這些產品及服務是由第三方提供的。閣下將獨自為自己的選擇負責。我們不為閣下在使用這些產品或服務時受到的傷害或損失負責,亦不應該因此而受到指責。閣下應注意本網站上關於產品及服務的數據和描述並未反映所有的選擇和詳盡的條款。在申請之前,閣下須更細閱所有的選項和條款。
在本網站和電郵上,我們提供前往第三方機構的超鏈接。因此,我們傾向於註明由第三方運營的網站。閣下擁有完全及獨自的權利去選擇是否使用第三方網站,並承擔相應風險。與第三方網站的任何超鏈接是為了您的利益和方便。我們不為閣下在使用本網站時第三方的任何行為,遺漏,錯誤或違約受到的傷害或損失負責,亦不應該因此而受到指責。
閣下使用第三方機構的網站時是受其相應的條款及細則和隱私條款的約束的。這些條款和隱私條款或與本條款及細則及隱私政策相悖。閣下有認識第三方網站的相應條款的責任和義務。我們不為閣下在因這些條款帶來的傷害或損失負責,亦不應該因此而受到指責。

閣下的責任

閣下必須採取行動以保證所提交的數據是不受病毒、間諜軟件、流氓軟件或其他不良軟件的侵害的。
閣下所填寫的註冊信息,包括用戶名和密碼,應當被嚴格保密,且不應與任何人分享。倘若閣下與他人分享此信息,閣下將為此用戶名在本網站所從事的任何活動負責。
閣下將為自己在本網站上的所有行為及用戶內容負責。閣下須保證用戶內容不違反任何隱私條款、知識產權(例如版權、信息權、商標等)或其他第三方擁有的權利(包括所有的保密權)。
閣下的用戶內容不得違反任何法律法規。
閣下同意將會全部負責因自己在本網站的不當行為或用戶內容而造成的對本網站的傷害和損失。
此中文條款及細則為英文版本譯本,如中、英文兩個版本有任何抵觸或不相符之處,應以英文版本為準。

GenieD.com.hk Terms and Conditions

GenieD.com.hk (the 'Website') is held and provided by Genie D Company Limited. In the terms and conditions stated herein ('Terms and Conditions'), whenever we use "GenieD", "us", "we" and "our", it refers to Genie D Company Limited, collectively, and "you" and "your" refers to anyone who uses this Website.

General

The access to and use of this Website is subject to the Terms and Conditions and our Privacy Policy. By using this Website, you agree to act according to these Terms and Conditions and our Privacy Policy. If you do not conform to the following Terms and Conditions or our Privacy Policy, you are not allowed to access and use this Website, and you should immediately stop such access and/or use.
If you violate any of the Terms and Conditions, your right to access and use this Website shall be terminated immediately.
We reserve the right to make changes to these Terms and Conditions from time to time without providing any prior notification. The amended Terms and Conditions are effective from the date they are published on this Website. As these Terms and Conditions are amended from time to time, you must check them whenever you visit this Website. Your continued access and use of this Website shall represent your unconditional acceptance of any amendment(s) being made and thus the latest version of the Terms and Conditions.

Our Service

We offer a free and independent online service that allows you to compare banking and financial institutions products provided by third parties. Our comparison service is free. We earn money by charging the concerned third party provider a fee and/or commission for the leads / business generated.
We additionally allow you to get assistance and help offline (such as over the telephone) from us for information related to using of this Website and from a third party related banking and financial institutions products or services. We will not charge you for this service.
Please bear in mind that nothing on this Website ought to be thought, or relied upon, as a financial advice or a recommendation of any of the specified products or services. Information on this Website may help you choose the product or service that best meets your needs. However, it is your sole and absolute responsibility to conduct research, to seek independent and professional advice, and to ensure the suitability of the product or service that is of interest to you. At the end, it is your sole and absolute decision to purchase any product or service, whether it has been featured on this Website or not.
Please bear in mind that nothing on this Website is, or shall be deemed to represent, a proposal by us or any third party to sell to you any product or service or to enter into any contract with you in respect to any product or service. By giving us your personal details, you are making a proposal to request for a quote of the relevant product or service from the relevant third party based on its terms and conditions if any.
We aim to give you uninterrupted access to the current Website. However, we cannot assure you of uninterrupted availability of this Website. We have the absolute right to suspend, limit or terminate your access to the Website at any time.
We reserve the right to feature, amend, delete, edit, take away or modify any data, content, material or information displayed on this Website at any time.

Permitted Use

You are solely permissible to access and use this Website for personal or non-commercial functions, which means this Website shall only be accessed and used directly by a private individual or by a legal entity to find for a product or service for that individual or entity and on their own behalf. Any other kind of access to and use of this Website beyond those are mentioned in this paragraph is strictly prohibited.
You cannot use this Website:

  • In any unlawful, fraudulent or commercial manner;
  • To hurt, abuse, embarrass, defame, libel, threaten, intimidate or harass another person or business, or in a manner that, in our sole and absolute determination, invades another person's privacy or is obscene, offensive, hateful, indecent, inappropriate, objectionable, unacceptable, discriminatory or damaging;
  • To produce, check, confirm, update, modify or amend your own or another person's databases, records or directories;
  • To alter or reverse engineer any part of this Website for any kind of commercial gain; and/or
  • In a way that, in our sole and absolute determination, interferes with, disrupts or imposes an unreasonable or disproportionately large burden on our communications and technical systems.

Additionally, using the Website in conjunction with any automatic computer code, process, program, robot, net crawler, spider, data processing, trawling or alternative 'screen scraping' computer code, process, program or system is strictly prohibited. Anyone using the Website in any of the above ways or engaging in any of the above activities should stop using the Website immediately.

Intellectual Property Rights

All rights, including but not limited to intellectual property right(s), ownership and goodwills, of the data, content, material or information displayed and to be found on this Website belongs to us. You can print, copy, transfer or store extracts of content, material or information displayed on this Website for your own personal use if you abide by the following conditions:

  • It cannot be used for any business or commercial functions without our written permission. Such right cannot be sold out or transferred to any third party;
  • You should not modify or change any of such data, content, material or information. It shall not be excerpted, reproduced, published, used, reformatted and/or displayed on another website without our written permission;
  • The standing of us and our licensors as authors of such data, content, material or information should be acknowledged at all times;
  • All intellectual property rights such as patents, logos, net domain names, ethical rights, data, supply codes, software, specifications, know how, processes and business strategies (in all cases whether or not registered or unregistered and as well as all rights to use for registration) in and about this Website (including but not limited to data, content, material or information displayed and to be found on it) are owned by us or our licensors, and such rights are reserved. In other words, nothing in this Website and/or Terms and Conditions shall imply any transfer or assign any of the abovementioned ownership, rights and/or goodwills; and
  • Images, logos, trademarks or service marks, displayed on this Website are protected by the applicable copyright law(s) and/or any other intellectual property law(s).

Except as mentioned elsewhere in these Terms and Conditions, none of the content, material or information displayed and to be found on this Website can be used, copied, modified, published, transmitted, sold, excerpted, reverse designed, reproduced, reformatted or distributed by you without our prior written permission.
You shall retain possession of any feedback, content or material you submit on this Website ("User Content"). You shall unconditionally grant us a perpetual, irrevocable, transferable, worldwide, royalty free and unlimited license to use, alter, store, share, sell, publish and transmit such User Content in any manner and for any purpose.

Exclusions of Liability

We shall not be accountable (directly or indirectly) if the information, material, data, knowledge, including but not limited to that from a third party, on the Website is inaccurate, or if there are any errors or omissions within such data, material and information. You must bear in mind that such information could be inaccurate, incomplete or out of date. We will not be held liable (directly or indirectly) for any knowledge, material or data on the Website, whether it has been provided by third parties. You agree that we are not in any way provide any warranty and/or represent that the Website or any information on this Website or any third party website is free from viruses or anything which can have a harmful impact on any technology.
We hold no responsibility for direct or indirect losses or damages arising from an inability to access the Website and from any use of the Website that is beyond our control. We are not accountable or to be blamed for any indirect losses or damages suffered or incurred by you or those which were not predictable as a result of your access and/use of this Website. This includes but not limited to any loss of savings you expect to make, loss of business or business opportunity, loss of profit or revenue or for any loss or damage you may suffer or incur in connection with your use of this Website which was not foreseeable by us when you are using and accessing this Website.
A number of our channels can offer you with access to third party websites who can host reviews concerning a number of the products and services. In some instances you will even be able to access user reviews directly on the Website. The views expressed in third party websites do not represent our views and we shall not be accountable for the accuracy or content of any such views or expressions.
You will be able to apply for a variety of products and services via this Website. The products and services are provided by third parties. You are solely responsible for your choice of product or service. We are not accountable or to be blamed (directly or indirectly) for any loss or harm you will suffer or incur as a result of any product or service you received and/or purchased in a result of or on the basis of using this Website or for any acts, omissions, errors or defaults of any third party in reference to that product or service. Please bear in mind that the data and descriptions of products and services on this Website might not represent the entire descriptions of all the options and terms and conditions of these products and services. You need to make sure that you carefully look at all the options and the terms and conditions of any product or service before purchasing it.
When you purchase an insurance product on this Website, please ensure that all details are correct; under no circumstances will refunds be provided once the insurance certificate has been issued. Neither MGL nor MIBL will have any liability for refunds once the insurance certificate has been issued.
We offer links from this Website and from emails sent to you to third parties. Due to this, we tend to mention websites that are operated by third parties that we do not manage. You access and use these third party websites at your sole discretion and risk. Any links to third party websites are provided for your interest and convenience only. We are not accountable for any loss or harm you will suffer or incur as a result of use of any third party websites or for any acts, omissions, errors or defaults of any third party mentioned on this Website.
Your use of any third party website is regulated by the terms and conditions and privacy policy of that website. Such terms and conditions and privacy policy may totally differ from these Terms and Conditions and our Privacy Policy hereinafter. It is your responsibility to go through the terms and conditions and privacy policy of the relevant third party websites before using that website. We are not responsible or to be blamed (directly or indirectly) for any loss or harm you may suffer or incur due to the terms and conditions or the privacy policy of any third party website or for any acts, omissions, errors or defaults of any third party as a result of their terms and conditions and/or privacy policy.

Your Responsibilities

You have to take all necessary precautions to make sure that any data, content, material or information you offer (including User Content as delineated) are free from viruses, spyware, malicious software and anything which can have a contaminating, harmful or damaging impact on any a part of this Website or the websites of third parties or the other technology. You may complete a registration as a part of your use of this Website. Your username and password should be kept confidential by you and not be disclosed to, or shared with anyone. If you choose to share these details with anyone, you are absolutely liable for all activities undertaken on this Website using your username and password.
You are absolutely accountable for your conduct on this Website and for your User Content. You need to guarantee that your User Content does not violate any privacy rights, holding rights (such as copyright, information rights and trade marks) or alternative rights of any third party (including any right of confidentiality). User Content should not be harmful, fraudulent, threatening, defamatory, embarrassing, distressing, infringing, abusive, inflammatory, daunting, harassing, libelous, stalking, profane, obscene, indecent, inappropriate, hateful, discriminatory or racially, ethnically, sexually or otherwise objectionable or prohibited by any applicable laws or regulation.
You agree to be held wholly responsible for any harm, loss, claim, demand, liability or expense (including reasonable legal fees) that we suffer directly or indirectly as a result of your breach of contract or warranty, willful act or omission, misrepresentation, negligence in relation to, or in association with, your access and/or use on this Website and/or in relation to your submission and accuracy of your User Content.

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回贈高達
2.55%
連高息存款戶口Mortgage Link, 罰息期2年
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